RiskSpan is pleased to launch our monthly updates to the Vintage Quality Index (“VQI”) with our coverage of the Fannie Mae and Freddie Mac issuances for October 2015!  The October 2015 VQI was 87.09, up slightly from September, indicating continued loosening in the underwriting environment since the post-Recession minimum of 62.98 set in May 2012 (the reference month of January 2003 has a VQI level of 100).  Check out the VQI’s historical trend, as well as the trends of each of the component risk layers, in our newest issuance report below.

CLICK HERE to read 5 Things You Need To Know About Agency Issuances – October 2015.

CLICK HERE to view Agency Combined Box Score Report – October 2015.

CLICK HERE to view Fannie Mae Box Score Report – October 2015.

CLICK HERE to view Fannie Mae Top 50 Sellers By Pool Prefix – October 2015.

CLICK HERE to view Freddie Mac Box Score Report – October 2015.

CLICK HERE to view Freddie Mac Top 50 Sellers By Pool Prefix – October 2015.

CLICK HERE to view RiskSpan VQI – October 2015.